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Products

Home Loan

A home loan is designed specifically for this purpose and as such allows you to take on a larger loan for the same value of security pledged compared to a mortgage loan.
you would be able to take a top-up loan for up to the remaining amount that you are eligible for. Home loans typically do not offer a top-up facility, though a few lenders may offer it based on their own assessment of your repayment capabilities.

Personal loan

A personal loan is a loan that does not require collateral or security and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank.

Mortgage loan

Mortgages are loans that are used to buy homes and other types of real estate. The property itself serves as collateral for the loan. There are seven costs generally reflected in your monthly mortgage payment: principal, interest, escrow, taxes, homeowners insurance, mortgage insurance, and homeowner’s association or condominium fees

Green House Loan

These loans help out farmers in setting up greenhouses, poly houses and buying integrated farming systems. There is no upper limit on the project-based loan and the margin will be 25 percent of the loan amount. A total of 7 years is provided for repayment and a moratorium period of 2 years is provided.

Agriculture loan

We complete suite for products and services for Agricultural/ SSI/ Tertiary Sector needs. The range is large and varied, and tailored for all segments of customers from individuals to corporate. Lending to Priority Sectors of the economy is a very important of our advances portfolio. Agricultural loan include buying and maintaining/upgrading farm machinery, managing crop production and various post-harvest activities.

Project Loan

With Project Financing, a company can arrange for a loan based on the cash flow generated at the end of a project while using the assets. Project finance is the funding (financing) of long-term infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project.